Making an inventory list of all your belongings is a way to protect yourself in case of theft or fire. It may seem like an overwhelming and tedious task, but it can be done. Insurance companies require you submit an inventory of your belongings in case of a claim. If the worst happens, it's best to be prepared. Here's how to create a home inventory checklist. Ask for an inventory checklist form from your home insurance company. If you don't own your home, get a renter's insurance policy that protects your belongings in case of a covered loss. You may also download a copy from the insurance company's website, or create your own on an Excel file spreadsheet. With a pad paper and pen, go room by room and write down all the things you see. Include estimates of the purchase price of the items. Write down the approximate year you purchased the items. Keep note of electronics since these are the most burglarized items in a home, aside from jewelry and cash. Clothes, kitchenware toys and shoes can be listed together collectively and just write an estimated amount. It would be nearly impossible to make an inventory of every single shoe, scarf and sock you own. Add up all your total values. You'll be surprised at the amount of items you own. The average insurance policy starts coverage at a minimum of $10,000 or $25,000 worth of items. Transfer the information you have gathered onto the pre printed checklist or enter the data in your computer. Save and print a copy. You may give one to your insurance company for safekeeping. Email a copy to yourself and save in your online folder. You may choose to keep receipts of your valuable items such as designer goods, antique or custom made furniture and appliances. You may also support your inventory pictures that you can upload so it can be easily retrieved. Make a separate inventory of jewelry and art. For these items, you may need to get an appraisal. It's best to insure these separately as an added rider to your current policy, as all renter's and homeowner's insurance policies set a low cap on these items, usually $500 to $1000 total only. Make sure that your policy limits cover the total replacement cost of all your belongings. Generally, insurance companies set the limit for your personal belongings at twenty percent of your home replacement value. Based on your inventory, make sure that that coverage is enough. Keep a printed and dated copy of the inventory list in a secure place such a safety deposit box or your office. Don't keep the list in your home or it will defeat the purpose if you have a fire and can't retrieve it. Making an inventory checklist of your personal property will take some time. You will also need to update it annually. If you don't want to go through writing everything down, you may videotape all the rooms while scanning over all items and save the tape in a secure location. 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Juubei is Kadsuki's bodyguard and apparently, is throughly devoted to protecting him. He controls needles, both normal and poison. He gets blind later in the series after a battle. 1. What the heck does SMM stand for? Reply: Er. Shido's My Man. . and Keii say, that it's a long story. Something said for no reason whatsoever while they were having a chat on Aol Instant Messenger. Randomness. End of story. =3 Air Jordan 11 Low White Black Red,Your 7 year old nowGirls tend to hang out with other girls in small groups, giggling and whispering. Boys tend to gravitate to other boys and engage in more physical play. Kids may repeat stereotyped generalities: are sissies and are stupid. Some children are embarrassed if they don't conform to the gender standards set by peers. Quick Clicks Raising Boys and Girls: Differences in Physical Development How to get your grade schooler to eat more healthy food How to handle a picky eater Arts and crafts storage solutions Is it normal for my school age son to like girls' clothes and toys? Your child is not really as rigid as she seems, however. Going with the flow helps her fit in and define her gender. Nevertheless, you may want to encourage a broader perspective to make sure she doesn't become limited by these attitudes. Do you wrestle more with your son and draw quietly with your daughter? Mix it up. Your life nowSome families set aside one night a week as Family Night. The idea is to avoid scheduling outside activities at this special time. It can be as simple as ordering pizza and watching a movie every Friday. Some families have the children write down possibilities (within reason) and draw one out of a hat each week. 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Online Womens Air Jordan 11 Low White Black Red,Air Jordan 3 Retro 88 White Cement Terms like "teasing" and "ratting" describe the act of backcombing your hair to add the illusion of volume, and many hairstyles of 1965 required a lot of it. This was achieved by taking a strand of hair and using a comb or brush to push the hair in the opposite direction of growth essentially tangling it toward the scalp. Backcombing creates a nest like messy base of hair that's gently combed over to smooth the surface to conceal the knotty, cotton like center. A few hairstyles that incorporated teasing in 1965 were bouffant hairstyles like the "Bubble" and "Beehive." Some of the most popular hairstyles for teen girls in 1965 required far less work and maintenance than styles worn by more mature women of the day. Many teenage girls wore their hair long and straight and used plastic or elastic fabric headbands to keep it pulled back from the forehead. Pigtails were also common for younger girls, and they sometimes were braided. Single ponytails secured high at the top of the head were often worn with or without bangs, and sometimes only the front and side sections were pulled back, leaving hair at the back of the head free to fall loosely behind the shoulders. Air Jordan 11 Low White Black Red Vitamin C or Ascorbic Acid was first isolated from lemons in 1932. The C in this very important vitamin is debatable and may stand for citrus, cold, or collagen for the following reasons. Fruits found with the highest concentration of Vitamin C are citrus fruits, rose hips, cherries, papayas, cantaloupes, and strawberries. Common vegetable sources are red and green peppers, broccoli, sprouts, tomatoes, asparagus, parsley, dark leafy greens, and cabbage. The most important function of Vitamin C is the formation and maintenance of collagen, the basis of connective tissue, found in skin, ligaments, cartilage, vertebral discs, joint linings, capillary walls, bones, and teeth. Vitamin C is an antioxidant vitamin. It blocks the oxidation of water soluble molecules, which lead to the creation of free radicals, the culprits responsible for making our bodies prone to cellular injury and disease. A most popular disease associated with Vitamin C deficiency is scurvy. Lack of Vitamin C in the body impedes collagen formation, causing reduced health of the tissues. Early symptoms are poor resistance to infection and very slow wound healing. In addition, many medical problems have been found to be associated with low blood levels of Vitamin C. These are common infections, colds, depression, high blood pressure, arthritis, vascular fragility, allergies, ulcers, and even cholesterol gallstones. The RDA for adults is 60 mg. Only 10 to 20 mg. of Vitamin C are required to prevent scurvy, and there is more than that in one portion of most fruits or vegetables. For most people the minimum dosage is between 100 "150 mg. daily. Vitamin C is the most commonly consumed nutrient supplement and is available as regular or chewable tablet or as time release capsule, as well as in powder, effervescent, and liquid forms.
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